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Program Documents

Know exactly what to bring for counseling, purchase assistance, and foreclosure prevention.

Program Documents

Know what to bring — before you need it.

Gathering paperwork early is the fastest way to move from "thinking about it" to "approved." Here's what each program typically requires. Your Gateway to Housing counselor will help you organize every item.

HUD Homebuyer Counseling

For Your Home Loan & Counseling File

  • Driver's license or state ID / passport
  • Social Security card
  • Most recent 2 months of pay stubs
  • 3 months of bank statements (checking & savings)
  • Last two years of W-2s
  • Most recent year's income tax return
  • If self-employed: profit & loss statement plus tax returns for past years
  • Any additional items your counselor requests
Start your counseling file →
Palm Beach County

Purchase Assistance Program

  • Mandatory County Orientation certificate (all adult household members)
  • Homebuyer Education certificate from a HUD-certified agency — we provide this
  • Pre-approval letter from a first-mortgage lender
  • Valid driver's license / state ID (all adults)
  • U.S. birth certificate, passport, or naturalization certificate (all household members)
  • Verification of Deposit or recent statements — all accounts (checking, savings, CD, IRA, retirement)
  • Two most recent years of signed federal tax returns + W-2s/1099s
  • Child-support documentation (or proof of none) and legal documents (divorce, adoption, restraining order)
Official PBC checklist →
Palm Beach County

Foreclosure Prevention Program

  • Verification of all household income
  • Foreclosure demand / mortgage default letter
  • Verification of Deposit for all current accounts
  • Two years of signed tax returns + W-2s/1099s (three years if self-employed)
  • Copies of all mortgages and warranty deeds
  • Homeowner's insurance declaration page
  • Valid photo ID
  • Child-support documentation (or proof of none) and legal documents (divorce, adoption, restraining order)
Official PBC checklist →

📋 These checklists are provided as a helpful guide. Program requirements, amounts, and eligibility are set by each agency and can change — always confirm the current list on the official program page before applying. To qualify, Palm Beach County foreclosure assistance generally requires you to be an income-eligible county homeowner facing foreclosure due to an unexpected loss of income. Your Gateway to Housing counselor will help you prepare and review every document.

The keys to your first home are closer than you think.

Join a free workshop, meet a HUD-certified counselor, and take the first confident step toward homeownership.

Register Now Call 561-203-8798